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The insurance professionals at Pacific Northwest Insurance are committed to providing the best value for your dollar and the most complete insurance quote possible. Our agents will help make your insurance understandable and provide personalized insurance quote options specific to your unique needs.
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Vehicle Insurance

Home Insurance

Life Insurance

Auto Insurance

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Choosing the right insurance coverage

Choosing the right auto insurance coverage can help protect you from the risks associated with the road. You need to arm yourself with the power of knowledge, understanding your Insurance coverages can help you ask the right questions when reviewing or shopping for auto insurance. You owe it to your self and to your family who count on you to make the right choices. Working with a local insurance agent can help you stay on top of the ever changing insurance industry. To learn more I have put together a tutorial on Auto insurance coverages it will also be available in audio in the short future for your convinience. I look forward to working with you in the near future please feel free to try out our real time instant quoter for Home, Auto, and Life insurance.Instant Auto quote
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Motorcyle

Motorcycle Insurance Coverage

We understand how important it is to choose the right motorcycle insurance coverage. We can provide the information you need to make the best decision. We insure many types of bikes and ATVs, including Cruisers, Limited Production Cruisers, Street Sports, High Performance, Touring, Sport Touring, Mopeds, Scooters, Dirt Bikes, Trikes, and many more. We offer a comprehensive motorcycle insurance policy, you can choose how much and what kind of coverage your bike needs. Options include Bodily Injury, Property Damage, Medical payments, Uninsured/Underinsured Motorist, Comprehensive, Collision, Roadside Assistance, Custom Parts & Equipment, and much more. Ask about our for older bike models coverage. Get the motorcycle insurance coverage you need today.Instant Auto quote
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Boat Insurance

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Boat Insurance

We make boat insurance easy and convenient for you. When you call us you can expect to get the right insurance in place. Whether you're looking to insure a personal watercraft, jet boat, Sailboat, Fishing boat, House boat, Runabout, Mini Jet Boat, Sailboat, Pontoon, Cabin Cruiser, or Bass Boat we can help you insure your boat today. Our Insurance carriers are among the best in the industry and affordable we offer Bodily Injury & Property Damage, Uninsured Boater, Medical Payments, Comprehensive and Collision. Specialized coverage, such as Roadside Assistance, On-Water Towing, Personal Effects, Fishing Equipment, Total Loss Replacement, and many more options start building your policy today.Give us a call today.
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RV Insurance

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RV Insurance

Insuring your RV is insuring a life style. Whether you drive it, tow it, or live in it we know you love the RV lifestyle. Theres no greater feeling in the world than seeing the open road in front of you, that's why we at Pacific Northwest Insurance offer a wide variety of coverages to choose from. Our company's are among the finest in the industry build your policy today specialized options such as Collision, Comprehension, Roadside Assistance, Emergency Expense, Replacement Cost, Personal Effects, Vacation Liability, Disappearing Deductibles and many more options. Don't hessitate to call we insure all types of RV's, Motor Homes, Travel Trailers, and Campers.

commercial auto

RV Insurance

Homeowners

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Protect your home with homeowners insurance

When Dorothy closed her eyes and repeated 3 times "There's no place like home" and her home re appeared in front of her eyes after a storm is a feeling many people can share when they see that the insurance company and the agent they chose have gone the extra mile after a disaster. No place in the world is as precious as your home. Home insurance is one of the most over looked, under insured, mis understood Insurance coverage today. The reason is there's so many different options to choose from. On one hand you have ho2, ho3, ho4, ho5, ho6, and ho8 forms. On tthe other hand you have the coverage amounts, are you over insured or underinsured. What exactly do you need to know about what is available to you? I have put together a tutorial to help understand the types of forms and coverage. I look forward to working with you in the future please feel free to try out our real time instant quoter for Home, Auto, and Life insurance.Instant Home quote
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Condo

Condo Insurance

What is condo insurance? and what does it cover ? Two very good questions I've been asked many times. A basic condo insurance policy will cover damages to most of your personal belongings, as well as walls, floors, ceiling coverings, and fixtures. Most condominium by-laws or trust agreements state that the condo owner owns or is responsible for everything within the unit, including permanently attached fixtures and improvements. With condo insurance, sometimes called an HO6 policy, damage to improvements, additions and alterations of your unit are covered. Your condo insurance policy also covers your belongings and the structural parts of the building that you own. Please feel free to read the tutorial I've put together for your convinience this tutorial outlines all you need to know on condo insurance in todays changing market. I look forward to working with you in the near future.

Renters

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Auto Insurance

Renters

Renters Insurance

Renters insurance, sometimes called an HO4 policy covers damage to the unit rented to you do to a covered loss. Renters policy also covers Bodily injury if someone is hurt on your property. Your renters insurance policy also covers all your personal belongings you have acquired over your lifetime. Renters Insurance can provide the financial protection you need in case your possessions are destroyed or stolen, as well as liability protection if someone is hurt in your dwelling.Please feel free to read the tutorial I've put together for your convinience this tutorial outlines all you need to know on renters insurance. I look forward to working with you in the near future.

Manufacture

Manufacture Home

We understand the unique aspects of manufactured home living. That is why we can help you choose the coverage thats's right for you. We work with some of the finest company's in the industry to help insure your home regardless of age. Our manufactured and mobile home insurance policies provide an array of coverage to ensure your investment is properly protected. Home and Other Structure Protection, Personal Property Protection, Personal property, Family Liability Protection, Guest Medical Protection, Additional Living Expenses and many more options to choose from.Please feel free to read the tutorial I've put together for your convinience this tutorial outlines all you need to know on manufacture home insurance. I look forward to working with you in the near future.

Flood

Flood Insurance

Homeowners Policies DO NOT Cover Flooding. Your regular homeowners policy does not cover flooding. That is why it is important to get a flood insurance policy in place. Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes, broken levees, outdated or clogged drainage systems and rapid accumulation of rainfall. In addition, floods may occur when levees or spillways are intentionally opened to alleviate the impact of a flood event. Flood insurance is mandatory if you live in a high-risk area and have a mortgage from a federally regulated lender. Check with your lender for details.

Rental home

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Landlord Insurance

Rental properties are important investments and often valuable sources of income. At Pacific Northwest Insurance we offer comprehensive and affordable landlord's rental property insurance because we understand what's at stake. A landlord insurance policy can help protect landlords with smaller properties - from single family homes up to four family rental units. In addition to property and liability coverage, a landlord insurance policy provides for special risks landlord's may face, like damage to your property, damages you could be legally obligated to pay, legal counsel, fees and up to 12 months of lost rental income.

Term Life

Having a Life Insurance policy to protect your loved ones is regarded as a sound financial planning tool. Term life insurance is concider to be one of the best options available today because of its ability to cover so much with so little money. Term life is pretty straight forward you pick the amount of years you want to be insured at a fixed rate, your rates never increase do to age or hillness during the term you choose. When the term is over you then have the option convert your current policy or start a new policy. Terms are available in Select 5,10,15, 20, 25 or 30 years of coverage. Financial advisers generally advise buying term life insurance and investing the difference elsewhere to those who still qualify to contribute to other tax-deferred investment growth such as IRA's or 401k's.

Whole life

Whole Life insurance offers level premiums and life insurance protection for as long as you live. Whole life policies also provide for the accumulation of cash value on a tax-deferred basis which can be used when you need it, whole life insurance policy gives you a guaranteed minimum rate of return on your cash value portion to help with lifes opportunities. Whole life policies can be paid with a single premium, premiums payable to 100, or Limited Pay Life 10, 15, 20 years unlike term, whole life is your policy for as long as you make your premium payments. Whole life can be used to leave a legacy to your love ones or to cover final expenses.

Universal life

Universal Life

A Universal Life policy is a flexible way to help protect your loved ones and build tax-deferred cash value. Premiums are paid into your policy's account value (minus the cost of insurance and policy fees), where it earns interest. The advantage of the universal life policy is its premium flexibility and adjustable death benefits. The death benefit can be increased (subject to insurability), or decreased at the policy owner's request. The policy continues as long as the cash value is sufficient to cover the cost of insurance and policy fees.

Annuities

Index Universal

Index Life Insurance

An indexed universal life insurance policy gives the policy holder the opportunity to allocate cash value amounts to either a fixed account or an equity index account. Indexed policies offer a variety of popular indexes to choose from, such as the S&P 500 and the Nasdaq 100. Indexed policies allow policy holders to decide the percentage of their funds that they wish to allocate. Policy holders also get the benefit of the flexible premiums. Index universal insurance policies typically guarantee the principal amount in the indexed portion, but cap the maximum return that a policy holder can receive.

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